>> So my name is Brett Altman and I'm
a credit analyst at JP Morgan Chase.
My typical day, you know, I get up early and,
you know, I like to get into the office before,
you know, the majority of the other
people so I can go through my emails,
get through reading the Wall Street
Journal and kind of, you know,
just be abreast on all the financial news
that's out there on a day-to-day basis.
And then a lot of my day at being
a credit analyst is consumed
with reviewing financial statements.
So you know, we -- in my particular group
we work with government, not-for-profit
and healthcare organizations, and we get their
financial statements and we have to decide,
for example, if, you know, Penn State University
wanted a loan to build a new business building,
they may come to us and we would review their
financial statements and decide how, you know,
how -- what's the risk rating of this
credit, you know, of this borrower, you know,
what do they want for the project.
So there's a lot of accounting where you have
to -- you know, I wasn't an accounting major
but I took a concentration in accounting
which was helpful and, you know,
it gave me a background but a
lot of it I learned on the job.
So you know, my typical day-to-day is just
really reviewing financial statements.
You know, we get to go out and meet with
clients and we get to ask them, you know,
about their projects and
where they see their future.
And you know, I pretty much work about 8 to 6.
My business travel, you know, I'd say
once a month maybe we would travel
to Connecticut or Maryland.
The majority of my time is spent in the office.
But fortunately working in New York
City you have a lot of opportunity,
and a lot of your clients and prospects
are in New York City so they might come
to the JP Morgan Chase building
or we'll go there.
And in terms of working from
home, my group is very flexible.
So I guess it depends on, you know, the
company culture but at JP Morgan Chase there's,
you know, a lot of flexibility in there.