>> So I graduated from Penn State University from the Smeal College of Business
in 2003, with a degree in marketing.
I think that to take a step back, leading to that decision,
I started as an undergraduate in the Eberly School of Science.
So I certainly went through a change that I think is very common
for an undergraduate student who's deciding exactly what path they want to pursue.
In the end, I'm very grateful that I made the switch.
And it has helped prepare me for what I'm doing now.
My first job out of college was working at the Vanguard Group out in Malvern,
Pennsylvania on the institutional services side of things.
Great company.
It was a great introduction to the world of finance.
And I realized by that experience, that working on a sort
of a business-to-business basis was probably not where my personality's best suited.
I went to something that was a bit more personable.
And ultimately that is what ultimately led me to switch from working
from more business-to-business side of things, to direct -- essentially to an individual.
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