-: Students are often tempted by those
free t-shirts and hats from the credit card companies.
That is a very slippery slope
and can ultimately result in a lot of damage.
I spent many years working,
fixing some of the damage that was done
as an undergraduate trying to survive
on credit cards and minimum wage jobs.
I think saving some money,
putting some money aside,
even if it's 10% from each paycheck
so you have a little bit of a nest egg,
that's not really the right term
but just a little bit of a safety net
in a savings account
that you don't readily have access to
is a fantastic idea.
So when a tire goes out on your car
you can afford to pay for that tire outright
and not put it on a credit card.