-: I think one of the most important things
is to know where your money's going.
So that starts with tracking your expenses
and having an idea of how much you're spending
and in what sort of categories.
And then taking that information and building
a realistic budget that you can actually stick to
that matches your lifestyle and your income, as well.
I think that's really where it starts
is a personal awareness of what your
cash flow looks like and what your priorities are.
And then the other thing that I think that's really
important when you're starting out
as a young adult is credit, and making sure
that you don't get into any sort
of bad patterns or habits around credit,
and can start building it as soon as possible.
Make sure that you actually, you have to use credit.
You need it in order to build it.
So it's a great idea to maybe get your first credit card
with a lower limit, and only use it for things
like groceries or gas, something that you're,
that's a part of your budget that you can pay off.
And you start paying off everything on time.
That's the most important key there.
Maybe take out a small personal loan
if there's something you might need
for work, or something like that.
But that's within your budget, and then you can show
that you're able to pay things off.