-: Financial literacy is absolutely so, so critical.
So I think you have to have, in the old days,
it was a checkbook, and I'll use the checkbook
knowing how to balance a checkbook.
Metaphorically, now, put it on your iPhone,
and knowing how to balance your account
through electronic means.
So knowing what a budget is,
knowing how to stick to that budget,
knowing the principle of delayed gratification
in the context of achieving that budget,
and then really having an understanding,
if you're going to go past the undergraduate level
to graduate or professional school,
what you are getting yourself into, in terms of debt,
in terms of, if you take out loans, what's the interest
on the loan going to look like in your cumulative debt?