>> I went to Penn State, graduated from Penn State in 1971.
I majored in business administration and finance.
I've always had an interest in finance.
I didn't think I wanted to be on Wall Street but knew I didn't want to be an accountant
but wanted to be in the financial industry.
I started out in the housing industry and after a year in that business I knew I wanted to be
on the mortgage side and you know did that for a while.
And then I've also done some secondary marketing trading both
with whole loan packages, commercial loans.
I've done a lot of different things in the mortgage, banking business.
And again when the mortgage business really crashed
in 2008 it was like, what am I going to do?
I had a, my younger daughter is a senior in college right now.
I couldn't retire.
I had to figure out how you know, what I was going to do for my family and so that's
when I got into the restaurant industry.